A tropical storm is classified as a hurricane once winds surpass 74 miles per hour. Hurricanes begin in a warm atmosphere, over tropical ocean water. Every second, a large hurricane releases the energy of 10 atomic bombs. The damage caused by hurricanes Rita and Katrina are among the costliest disasters in the history of the United States. The cost to repair the damage incurred on the Gulf Coast is estimated to be in the billions of dollars.

In the event of a hurricane, call your insurer as soon as possible. Some insurers place a time limit on filing claims. Depending upon the amount of damage, the time it takes to process a claim varies greatly.

A public insurance adjuster assesses the damage to your business and can organize your claim. A public adjustor then works with your insurance company to maximize the return on your policy.