The insurance industry defines a catastrophe as “an event which causes in excess of $5 million in insured property damage and affects a significant number of insureds and insurers”. The 10 most expensive natural disasters in U.S. history all have occurred in the last decade. If you live where tornadoes, floods, hurricanes, and earthquakes are a regular occurrence, catastrophe insurance is an important consideration.
A public insurance adjuster assesses the damage to your business and can organize your claim. A public adjustor then works with your insurance company to maximize the return on your policy.
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